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Atika Kemal’s research interests are digital technologies for inclusion and socio-economic development, digital innovation, and gender, especially in developing countries. Her thesis, Mobile Banking for Financial Inclusion in Pakistan, illustrated how digital innovation in a government social cash program affected the economic and social livelihoods of poor women in Pakistan.
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Pakistan’s women-focused social benefits payment system shows how the use of digital technologies not only increases financial access for women, but also gives them a voice at home and in the political landscape, writes researcher Atika Kemal.
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